Privacy Policy

Privacy Policy NBI123 — Your Personal Data Protection

Nbi123 takes the personal data protection of every member seriously. This document transparently explains how we collect, use, store, and protect your information in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA).

Updated: 1 January 2026

Our Commitment to Your Privacy

The six core pillars that shape nbi123's approach to managing members' personal data

256-bit SSL Data Encryption

All data transmitted between your device and nbi123 servers is protected by industry-standard 256-bit SSL encryption — the same technology used by leading banking institutions in Malaysia.

Strict Access Controls

Your personal data may only be accessed by authorised nbi123 staff with a legitimate business need. All access is logged and audited on a regular basis.

No Data Sales

Nbi123 has never sold, rented, or commercialised your personal data to third parties for marketing or any unrelated commercial purpose, and never will.

Secure Data Storage

Your data is stored on servers protected by multiple layers of physical and digital security controls, including firewalls, intrusion detection systems, and regular backups.

Access Rights & Rectification

You have the full right to access, amend, or request deletion of your personal data held by nbi123, subject to applicable legal requirements.

Malaysia PDPA Compliance

Nbi123 operates in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA). All our data handling practices are reviewed regularly to ensure full compliance.


Important Note: By using the nbi123 platform, you agree to the data collection and use practices as described in this Privacy Policy. Please read this document carefully and contact us if you have any questions.

1 Introduction

Nbi123 ("we", "the platform") values the privacy of every individual who uses our services. This Privacy Policy outlines our commitment to protecting your personal data and how we manage that information responsibly.

This document is drawn up in accordance with the requirements of the Personal Data Protection Act 2010 (PDPA) Malaysia and the regulations made thereunder. As a platform operating for users in Malaysia, we ensure every aspect of our data handling complies with the legal framework established by the Personal Data Protection Commissioner of Malaysia.

This Privacy Policy applies to all information collected through the nbi123 website, mobile platform, email communications, live chat, and all other service channels we operate. By continuing to use the nbi123 platform after the effective date of this Privacy Policy, you confirm your consent to all terms stated herein.

2 Personal Data We Collect

Nbi123 only collects personal data that is strictly necessary to provide our services safely and efficiently. The types of data we collect are as follows:

Data Categories Examples of Information Requirements
Identity Information Full name, MyKad/passport number, date of birth, gender Mandatory (KYC)
Contact Information Email address, phone number, residential address Mandatory
Financial Information Bank account number, bank name, account holder name Mandatory (Withdrawal)
Usage Data Login records, betting history, and game activity Automatic
Technical Data IP address, device type, web browser, operating system Automatic
Communication Data Live chat records, support emails, and feedback Where applicable

nbi123 does not collect sensitive data such as health information, religious beliefs, or political views unless specifically required by applicable law.

3 How We Collect Data

Your personal data is collected through the following methods:

  • Account Registration: When you complete the registration form on the nbi123 platform, the information you provide — such as your name, email, and phone number — is collected directly.
  • KYC Verification: During the identity verification process, you are required to submit an identity document and proof of address. These documents are processed securely and stored in a protected environment.
  • Financial Transactions: Your bank account or e-wallet details are collected when you make a deposit or request a withdrawal for the first time.
  • Platform Usage: Our system automatically records technical and usage data when you browse or interact with the nbi123 platform, including via the mobile app.
  • Customer Communications: When you contact our support team via live chat, email, or WhatsApp, the content of those conversations is stored for service quality and record-keeping purposes.
  • Cookies & Tracking Technology: Our platform uses cookies and similar technologies to recognise you during browsing sessions and enhance your user experience. Further details are provided in Section 7.

4 Purpose of Personal Data Use

Nbi123 uses collected personal data solely for legitimate and necessary purposes to operate the platform effectively. The primary purposes for which your data is used are:

  • Account Management: Create, verify, and manage your account on the nbi123 platform;
  • Transaction Processing: Process deposits, withdrawals, and any other financial transactions you carry out;
  • Identity Verification (KYC): Fulfil legal compliance obligations, including anti-money laundering (AML) requirements and age verification;
  • Customer Support: Provide responsive and effective technical support and customer service;
  • Platform Security: Detect and prevent fraud, unauthorised access, and other illegal activities on the platform;
  • Service Improvement: Analyse usage patterns to improve the platform's functionality, performance, and user experience;
  • Marketing Communications: Send information about promotions, bonuses, and exclusive offers — only to members who have agreed to receive such communications;
  • Legal Compliance: Meet any reporting or compliance obligations required by the relevant authorities in Malaysia.

You may withdraw consent to receive marketing communications at any time via the notification settings in your account or by contacting our support team.

5 Third-Party Data Sharing

Nbi123 does not sell, rent, or disclose your personal data to third parties for commercial purposes. However, in certain limited situations, your data may be shared with:

  • Payment Service Providers: Payment processors and financial institutions used to process your deposits and withdrawals — subject to strict confidentiality agreements;
  • KYC Verification Providers: Third-party identity verification services that help us verify members' identities securely and efficiently;
  • Technology Service Providers: Companies providing technical infrastructure, cloud services, cybersecurity, and analytics tools — all bound by data processing agreements compliant with PDPA;
  • Legal Authority: Law enforcement agencies, regulatory bodies, or courts where we are required to do so by law or a valid court order;
  • Business Partners: In very limited contexts, such as approved affiliate programs where minimal data sharing is required for verification — and only with your prior consent.

All data sharing with third parties is carried out with appropriate safeguards and involves only the minimum data necessary for the relevant purpose.

6 Data Security

Protecting your personal data is nbi123's highest priority. We implement a comprehensive range of technical and organisational security measures:

  • 256-bit SSL Encryption: All communications between your device and our servers are secured by HTTPS with 256-bit SSL encryption;
  • Encryption of Stored Data: Sensitive data such as financial information and KYC documents is stored in encrypted form using industry-recognised encryption algorithms;
  • Two-Factor Authentication (2FA): Members are encouraged to enable 2FA for an additional layer of security on their accounts;
  • Continuous Monitoring: Our systems are monitored 24/7 to detect any suspicious activity or unauthorised access attempts;
  • Internal Access Controls: Access to user data is granted only to staff who require the information to perform their duties, following the principle of "least privilege";
  • Regular Security Audits: We conduct regular security audits and penetration testing to identify and address system vulnerabilities.

While we take all reasonable measures, no security system is entirely foolproof. In the event of a data security breach affecting your rights, we will notify you within the timeframe stipulated by PDPA.

7 Cookies & Tracking Technology

The nbi123 platform uses cookies and similar tracking technologies to improve your experience. The following are the types of cookies we use:

  • Essential Cookies: Required for core platform functions such as login, session management, and security. These cookies cannot be disabled as they are critical to platform operations;
  • Performance Cookies: Collect information on how you use the platform — such as your most frequently visited pages — to help us improve our services;
  • Functional Cookies: Remember your preferences such as language, region, and other settings to deliver a more personalised experience;
  • Analytical Cookies: Used alongside internal analytics tools to understand aggregated and anonymised usage patterns.

You can manage cookie settings through your web browser settings. Please note that disabling certain cookies may affect the functionality of some platform features. nbi123 does not use third-party cookies for external advertising purposes.

8 Your Rights as a Data Subject

Under Malaysia's PDPA, you have the following rights regarding your personal data that we hold:

Access Rights

You have the right to request a copy of your personal data held by us at any time.

Right to Rectification

You have the right to request correction of inaccurate or incomplete data.

Right to Erasure

Under certain circumstances, you may request deletion of your data, subject to legal obligations.

Right to Restrict Processing

You may request restriction of your data processing in certain circumstances.

Right to Object

You have the right to object to the processing of your data for direct marketing purposes at any time.

Right to Data Portability

You may request your data in a machine-readable format for transfer to another platform.

To exercise any of the above rights, please contact our Data Privacy Officer by email at [email protected]. We will process your request within 21 business days in accordance with the provisions of the PDPA.

9 Data Retention Period

Nbi123 retains your personal data for as long as necessary to fulfil the purpose for which it was collected, or as required by applicable law. Our general data retention guidelines are:

  • Active Account Data: Retained for the duration your account is active on the nbi123 platform and for a minimum of 7 years after account closure for legal compliance purposes;
  • KYC Records: Identity verification documents are retained for a minimum of 6 years in line with Malaysia's anti-money laundering legal requirements;
  • Financial Transaction Records: All deposit and withdrawal records are retained for a minimum of 7 years for audit and tax compliance purposes;
  • System Logs: Technical log data is retained for 12 months before being automatically deleted;
  • Communication Records: Live chat and support email histories are retained for 2 years for service quality purposes.

When data is no longer needed and there is no legal obligation to retain it, nbi123 will securely delete or encrypt it.

10 Child Protection

Nbi123 does not target its services at individuals under 18 years of age. We do not knowingly collect or store the personal data of minors.

Should we discover that personal data of an individual under 18 years of age has been collected without proper age verification, we will:

  • Immediately deactivate the account in question;
  • Remove all personal data belonging to the individual from our systems;
  • Take appropriate action in accordance with our child protection procedures.

If you become aware that a minor has registered an account on nbi123, please contact us immediately at [email protected] so that immediate action can be taken.

11 Privacy Policy Amendments

Nbi123 reserves the right to amend this Privacy Policy from time to time to reflect changes in our operational practices, legal requirements, or technological developments. When a material amendment occurs:

  • We will update the "Last Updated" date at the top of this page;
  • A notification will be sent to your registered email address at least 14 days before the changes take effect;
  • A clear notice will be displayed on our platform's home page;
  • For amendments requiring renewed consent, you will be asked to confirm acceptance of the new terms before continuing to use the platform.

The latest version of this Privacy Policy is always accessible on this page. We encourage you to review this document periodically.

12 Contact Us

If you have any questions, concerns, or complaints regarding this Privacy Policy or how we handle your personal data, please contact our Data Privacy Officer through the following channels:

  • Privacy Email: [email protected]
  • General Support Email: [email protected]
  • Live Chat: Available 24/7 on the nbi123 platform
  • WhatsApp: Number available after logging in to the platform

We are committed to responding to all privacy-related inquiries within 5 business days. For more complex complaints requiring investigation, we will inform you of the expected resolution timeline.

If you are not satisfied with our response, you have the right to submit a complaint to Personal Data Protection Commissioner of Malaysia through the official channels designated by the Department of Personal Data Protection.


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Your Data Is Safe With NBI123

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